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Article

HOA Restrictions on Airbnb and Short-term Rentals

By: Luke S. Carlson, Esq. October 16th, 2025

Key Takeaways

- HOAs can legally impose restrictions or even ban Airbnb rentals within their communities, provided the rules are outlined in the governing documents.
- Local government short-term rental regulations often override HOA policies, so homeowners must comply with both HOA rules and city ordinances.
- Homeowners may be required to register short-term rental properties, provide proof of insurance, and adhere to minimum rental duration rules set by HOAs.
- Cities in California enforce additional short-term rental license requirements and tax obligations that property owners must follow.
- Legal services can help homeowners navigate HOA conflicts, ensure compliance with short-term rental regulations, and challenge overly restrictive rules.  

In California, homeowner associations (HOAs) wield significant authority to establish and enforce rules that govern the properties within their communities. Among the most contested regulations are those related to short-term rentals, particularly those listed on platforms like Airbnb. With the rise in popularity of short-term rentals, property owners have increasingly turned to these platforms to rent out their properties. However, this has led to tensions between homeowners and HOAs due to concerns about noise, safety, and property values. Homeowners need to understand their rights and the legal framework governing short-term rental agreements in HOA-managed communities.

At LS Carlson Law, we specialize in guiding homeowners through HOA-related legal issues. We are committed to helping you protect your rights as property owners while navigating the complex world of HOA regulations.

Can HOAs Ban Airbnb Rentals?

Many homeowners considering using their properties for short-term rentals often wonder if an HOA has the power to ban or restrict Airbnb listings. The answer is yes, HOAs can impose restrictions on short-term rentals, provided that these restrictions are clearly outlined in the HOA's governing documents, including the CC&Rs (Covenants, Conditions, and Restrictions).

Legal Basis for Airbnb Restrictions

California law gives HOAs the authority to regulate short-term rental properties within their community. These restrictions might include:

- Minimum rental duration: Many HOAs impose a rule that prohibits rentals of fewer than 30 days.
- Registration requirements: Some HOAs require homeowners to register rental properties or provide proof of insurance for short-term rentals.
- Rental restrictions: HOAs may impose limits on the number of days a property can be rented out for short-term purposes.

While property owners are allowed to rent their properties, the HOA's restrictions must adhere to both state and local regulations, such as short-term rental license rules.

Airbnb Restrictions in California: Key Considerations

Though HOAs have the power to regulate Airbnb and other short-term rental properties, these rules must not conflict with local government ordinances. Many cities in California have passed their own Short-Term Rental Regulations. These local laws often include:

- Short-term rental license requirements: Cities like San Francisco and Los Angeles mandate that homeowners obtain a short-term rental license or register with the local permitting and licensing center.
- Tax obligations: Local governments may also require tax registration and impose taxes on short-term rentals.

City Regulations vs. HOA Rules

HOAs must ensure that their rules don’t conflict with municipal rental registration laws. Local government ordinances can supersede HOA policies, so homeowners need to make sure that both the HOA's rental agreement and city requirements align. In some cases, property managers may be involved in helping homeowners comply with both HOA and city regulations regarding rental properties.

Key Issues for Property Owners in HOA Communities

Several challenges arise when homeowners attempt to list their homes as short-term rentals within an HOA-managed community:

- Enforcement of Restrictions: HOAs have the authority to enforce rules and impose fines or legal action if homeowners violate short-term rental requirements.
- Impact on Property Value: Some HOAs argue that short-term rentals reduce property values due to potential noise, disruptions, and safety concerns. These concerns can impact the overall health of the neighborhood.
- Legal Remedies for Homeowners: If homeowners believe the HOA's short-term rental restrictions are unreasonable or violate their rights under the Virginia Residential Landlord and Tenant Act or other related laws, they may seek legal services. At LS Carlson Law, we assist property owners in challenging restrictions or finding workable solutions.

The Role of HOAs in Enforcing Short-Term Rental Laws

HOAs have a significant role in enforcing both their own restrictions and those established by local governments. This often includes overseeing short-term rental license applications and ensuring compliance with regulations, including:

- Security deposits: Some HOAs may require homeowners to collect a security deposit for short-term rentals to cover potential damage.
- Rental inspection requirements: Property inspectors may be called upon to ensure that short-term rental properties meet specific standards for safety and habitability.

For property owners, it is essential to ensure that all short-term rental agreements comply with both HOA rules and local government regulations to avoid conflicts and penalties.

Can HOAs Legally Ban Airbnb Rentals?

Yes, HOAs have the authority to restrict or even ban Airbnb rentals within their communities, but they must do so in accordance with the law. These restrictions must be clearly outlined in the CC&Rs and must comply with both state law and local government regulations. Homeowners must understand that while HOAs have the power to impose restrictions, they must not violate the Fair Housing Act or other tenant protection laws.

Homeowners should:

1. Review their rental agreement and the HOA’s governing documents.
2. Understand local government short-term rental regulations and ensure compliance with license applications and taxation rules.
3. Seek legal services from professionals who can provide guidance and support in challenging restrictive HOA rules.

HOA's Impact on Affordable Housing and Short-Term Rentals

Another consideration for property owners in communities with strict HOA regulations on short-term rentals is the potential impact on affordable housing availability. In many areas, the increasing popularity of Airbnb rentals has raised concerns about the loss of long-term rental properties in favor of short-term rental income. This shift can exacerbate housing availability issues, particularly in urban areas. Many city leaders are now looking into ways to balance the demand for short-term rental properties with the need for affordable residential rental properties.

The Need for Rental Assistance

For some homeowners, the revenue generated from short-term rentals can serve as a crucial source of income. However, when HOA restrictions and even neighborhood disputes make it difficult for property owners to use their homes for short-term rentals, there may be concerns about eviction prevention or the need for relocation assistance. LS Carlson Law is committed to helping homeowners understand their rights, and if necessary, to challenge restrictions that may affect their ability to earn a fair income from their residential rental property.

Get Expert Legal Help

Suppose you are facing challenges regarding HOA Airbnb restrictions or need assistance navigating short-term rental license requirements. In that case, it's important to consult with an HOA attorney who can guide you through the process. 

At LS Carlson Law, we specialize in helping property owners protect their rights and resolve conflicts with their HOA. Whether you need help with rental registration, understanding security deposits, or challenging restrictive HOA rental policies, we are here to assist you. Contact us today to explore how we can help you navigate the complexities of short-term rental regulations.

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