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California HOA Maintenance Responsibilities: Who's Liable And When?

By: Luke S. Carlson, Esq. June 24th, 2025

Navigating maintenance responsibilities within California Homeowners Associations (HOAs) can be challenging for both homeowners and board members. Unclear obligations may lead to disputes, unexpected expenses, and prolonged disagreements. A key source of guidance is the Davis-Stirling Common Interest Development Act, which establishes the statutory framework governing HOAs in California.
Understanding how maintenance duties are generally allocated—alongside what governing documents may require—can help reduce conflict and support more effective community management.

Understanding California HOA Maintenance Responsibilities

The Role of HOAs in Property Maintenance

Homeowners Associations (HOAs) are generally responsible for maintaining, repairing, and replacing common areas within a community. These obligations are intended to help preserve shared property, promote safety, and support overall property values. Common examples include landscaping, recreational facilities, and shared infrastructure such as private roads or walkways. The exact scope of these responsibilities depends on the association’s governing documents and applicable law.

Importance of Clear Delineation of Maintenance Duties

Clear maintenance provisions are important in avoiding disputes between associations and individual owners. When responsibilities are vague or inconsistent, disagreements over repair obligations and cost allocation can arise. The Davis-Stirling Act emphasizes the role of Covenants, Conditions, and Restrictions (CC&Rs) in defining these duties, making them a critical reference point for both boards and homeowners.

Common Area Maintenance

Definition of Common Areas

Common areas generally include portions of the property owned or maintained collectively by the association for the benefit of all members. These may include parks, pools, clubhouses, gyms, hallways, elevators, sidewalks, and private streets. Maintenance of these areas is typically handled by the HOA, subject to the association’s governing documents.

Typical HOA Responsibilities

- Regular inspections to identify potential maintenance issues
- Cleaning and general upkeep of shared spaces
- Landscaping of common green areas
- Maintenance of shared infrastructure such as roads, sidewalks, and parking areas
- Oversight of shared utilities, including lighting and water systems

Examples of Shared Systems and Exterior Features

Shared systems and exterior components that often fall within HOA maintenance responsibilities may include:

- Elevators serving multiple units
- Roofing systems on multi-unit buildings
- Plumbing or drainage systems serving more than one residence

Homeowner Responsibilities

Limited Common Elements

Limited common elements are typically portions of the common area reserved for the exclusive use of one or more units, such as balconies, patios, or assigned parking spaces. Responsibility for these areas can vary. In many associations, the HOA maintains structural components, while homeowners handle routine care and upkeep, as specified in the CC&Rs.

Interior Maintenance Obligations

Homeowners are generally responsible for maintaining and repairing the interior of their individual units. This often includes:

- Fixtures and appliances within the unit
- Interior walls, flooring, and ceilings
- Personal property located inside the residence

Ongoing interior maintenance can help prevent conditions that may impact neighboring units or common areas.

Insurance Considerations

Homeowners commonly maintain individual insurance policies that may address:

- Interior improvements and finishes
- Personal property
- Personal liability arising from incidents within the unit

While associations usually carry a master policy covering common areas, individual coverage can help address risks not included under the HOA’s policy.

Delineation of Repair Responsibilities

Plumbing Systems and Structural Components

Responsibility for plumbing and structural repairs often depends on location and function:

- Shared systems serving multiple units are commonly maintained by the HOA
- Systems serving only one unit are often the homeowner’s responsibility

The governing documents control in the event of uncertainty.

Guidelines for Determining Responsibility

When questions arise regarding maintenance obligations, it may be helpful to:

- Review the CC&Rs and other governing documents
- Consult relevant provisions of the Davis-Stirling Act
- Seek general legal information to better understand available options

Key Factors in Responsibility Disputes

Maintenance disputes frequently involve questions about:

- Where the damage is located
- Whether the issue involves a common area or an individual unit
- Whether damage resulted from ordinary wear or other causes

These factors often influence how responsibility is ultimately determined.

Consequences of Neglect

Impact on Property Value and Safety

Deferred or inadequate maintenance may have broader consequences, including:

- Reduced property values due to deteriorating common areas
- Increased safety concerns stemming from unresolved hazards

Potential Paths for Addressing Disputes

If maintenance concerns remain unresolved, homeowners and associations may explore available dispute-resolution processes provided under California law. These options depend on the circumstances and governing documents involved.

Importance of Communication

Open communication between boards and homeowners can help surface maintenance concerns early and reduce escalation. Clear explanations of responsibilities and timely responses often contribute to more efficient resolution.

Navigating Conflicts And Disputes

Common Sources of Disagreement

Disputes may arise from:

- Unclear maintenance provisions
- Differing interpretations of governing documents
- Perceptions that maintenance obligations are not being met

Dispute Resolution Processes

The Davis-Stirling Act requires associations to make Internal Dispute Resolution (IDR) available and encourages the use of Alternative Dispute Resolution (ADR) before litigation, where applicable.

Role of the Davis-Stirling Act

The Act provides procedures and standards intended to guide dispute resolution and outline enforcement mechanisms related to HOA governance and maintenance obligations.

Legal Framework And Implications

The Davis-Stirling Act

The Davis-Stirling Common Interest Development Act establishes baseline rules for HOA operation in California, including provisions addressing maintenance responsibilities and dispute-resolution processes.

Compliance Considerations

Associations are expected to operate in accordance with statutory requirements and their governing documents. Non-compliance may lead to disputes or other consequences under applicable law.

Legislative Developments

California law affecting HOAs continues to evolve. Boards and homeowners benefit from staying informed about statutory changes that may influence maintenance practices and disclosure obligations.

Ensuring Effective Management

Maintenance Management Practices

Associations often rely on:

- Periodic inspections
- Documented maintenance schedules
- Clear record-keeping regarding repairs and responsibilities

These practices can promote transparency and consistency.

Understanding HOA Governance

Structure and Role of HOAs

HOAs are typically governed by an elected board of directors responsible for overseeing maintenance, enforcing governing documents, and managing association affairs.

Governing Documents and Statutory Authority

CC&Rs, bylaws, and the Davis-Stirling Act collectively define maintenance duties, enforcement authority, and dispute-resolution processes within California HOAs.

Clarifying Maintenance Responsibilities

Questions about HOA versus homeowner maintenance responsibilities are common in California communities. Because obligations depend heavily on governing documents and specific facts, careful review and informed discussion are often necessary to avoid misunderstandings and prolonged disputes.

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