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Article

HOA English-Only Rules: Are They Legal?

By: Luke S. Carlson, Esq. December 5th, 2025

Key Takeaways

- English-only HOA rules may violate the Fair Housing Act by discriminating against residents based on national origin.
- The Department of Justice has actively supported legal actions against HOAs with restrictive language policies.
- Homeowners have the right to request reasonable accommodations for Limited English Proficiency (LEP) under federal law.
- Courts have ruled against discriminatory HOA rules in cases involving familial status, religion, and language.
- HOAs must balance community standards with residents' rights, including the right to language access.

Homeowner Associations (HOAs) play a significant role in maintaining community standards, but their rules can sometimes cross the line into discrimination. One such issue that has gained attention is the enforcement of English-only rules. These rules, often enacted to promote uniform communication, can disproportionately affect residents with Limited English Proficiency (LEP), leading to potential violations of the Fair Housing Act (FHA). The FHA prohibits discrimination based on national origin, which includes language restrictions that limit non-English speakers' access to housing opportunities.

In this article, we will examine the legality of English-only rules in HOAs, how they can violate residents' rights, and what legal protections are available. We will also discuss key case studies and relevant laws that govern language discrimination in housing. If you're facing such issues within your HOA, understanding your legal rights is essential, and our firm, LS Carlson Law, is here to guide you through the legal process.

Are HOA's English-Only Rules Legal Under the Fair Housing Act?

The Fair Housing Act (FHA) does not explicitly protect language as a class, but it does prohibit discrimination based on national origin. In practice, English-only rules often serve as a proxy for national origin discrimination, isolating residents who speak little to no English and creating barriers to full participation in the community.

Disparate Impact and National Origin Discrimination

An English-only rule can have a disparate impact on individuals from non-English-speaking backgrounds, making it a form of national origin discrimination. In cases where an HOA enforces a policy that disproportionately affects LEP residents, such as restricting access to services or communications, it can be challenged under the FHA.

"When housing providers ban prospective tenants who do not speak English well, their actions may violate the Fair Housing Act, which prohibits discrimination based on national origin, race, and other protected characteristics."— Assistant Attorney General Kristen Clarke, DOJ Statement of Interest in CNY Fair Housing v. Swiss Village LLC

Legal Framework for English-Only Rules

The U.S. Department of Justice (DOJ) and the Department of Housing and Urban Development (HUD) have provided clear guidelines on language policies in housing. HUD's guidance emphasizes that housing providers must make reasonable accommodations for LEP individuals, which could include providing translated documents or allowing interpreters during meetings.

Fair Housing Act (FHA)

The FHA prohibits discrimination based on national origin and race, making it illegal for HOAs to implement policies that exclude residents from fully participating in the community based on their language skills.

HUD and DOJ Positions on English-Only Policies

Disparate Impact: An English-only rule can create a discriminatory effect on residents whose primary language is not English, making them unable to fully engage in HOA activities.
Pretext for Discrimination: Some HOA boards may use English-only rules as a cover for more overt forms of national origin discrimination.

Case Studies Involving Language Discrimination

CNY Fair Housing v. Swiss Village LLC (2022)

In this case, the defendants refused to rent apartments to LEP applicants unless someone who spoke English was also living in the unit. The DOJ filed a Statement of Interest, arguing that such a policy could violate the FHA by creating a disparate impact based on national origin and race.

The DOJ's involvement highlights its commitment to challenging restrictive language policies in housing.

Legal Precedent: Challenging HOA Language Rules

Several cases have set a legal precedent for challenging HOA language rules:

CNY Fair Housing v. Swiss Village LLC: The DOJ's involvement in this case demonstrated the federal commitment to protecting LEP individuals from discriminatory language policies.
DOJ Position in Other Cases: The DOJ regularly intervenes in cases where English-only rules disproportionately affect non-English speakers, emphasizing the need for reasonable accommodations.

Legal Protections for Limited English Proficiency (LEP) Residents

HOAs are required to provide reasonable accommodations to residents with limited English proficiency. This could mean:

1. Providing translated notices for important community announcements.
2. Allowing interpreters at HOA meetings ensures all residents can participate fully.
3. Ensuring that all residents, regardless of language skills, have equal access to community services and amenities.

California and Texas have state laws that protect religious displays and language rights. For example, California SB 652 and Texas SB 581 prohibit HOAs from enforcing rules that restrict the display of religious symbols or language-based discrimination.

Protecting Your Rights Against HOA Discrimination

The enforcement of English-only rules by Homeowner Associations (HOAs) can create significant legal challenges, particularly for residents with Limited English Proficiency. Under the Fair Housing Act, language-based discrimination is prohibited, and such policies can be contested in court. If you are facing discrimination in your HOA due to language barriers, LS Carlson Law is here to help. We are committed to protecting homeowners' rights and ensuring that all residents have equal access to their communities.

Contact us today to discuss your case and explore your options for legal recourse.

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