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HOA Overreach And Property Rights: Where The Line Is Drawn In California

By: Luke S. Carlson, Esq. June 23rd, 2025

Homeowners' Associations (HOAs) play a significant role in maintaining community standards and property values in California. However, when these associations exceed their authority, disputes and legal challenges can arise. Here, we aim to describe the general boundaries of HOA authority and share general information for homeowners facing HOA disputes California.

Understanding HOA Authority And Its Limits In California

Homeowners' Associations (HOAs) are established to manage and maintain common interest developments, helping support community standards and property values. In California, the Davis-Stirling Common Interest Development Act serves as the primary legal framework governing HOAs, outlining their powers and responsibilities. While HOAs generally have authority to enforce rules and collect assessments, that authority is subject to statutory requirements, the association’s governing documents, and other applicable laws.
Instances of potential overreach—such as selective enforcement, unreasonable fines, or restrictions that may not be authorized—can affect homeowners and lead to disputes. Understanding the legal boundaries of HOA authority can help homeowners evaluate available options when concerns arise.

Homeowners' Rights And Responsibilities

Homeowners within HOA communities have specific rights, including:
Access to Records: The right to inspect certain association records and financial documents, subject to statutory procedures and limitations.
Participation in Meetings: The right to attend and participate in HOA meetings, subject to meeting rules.
Fair Treatment: Protections under applicable law, including laws addressing discrimination and requirements that associations follow their governing documents.
In return, homeowners are expected to:
Comply with Governing Documents: Adhere to the community's covenants, conditions, and restrictions (CC&Rs).
Timely Payment of Assessments: Pay dues and assessments as required.

Instances Of HOA Overreach

Selective Enforcement of Rules

Selective enforcement occurs when an HOA applies rules inconsistently, targeting specific homeowners while ignoring similar violations by others. This practice can lead to claims of unfair treatment and, in some situations, legal challenges.

Imposition of Excessive and Unreasonable Fines

HOAs may impose fines for rule violations, but fines are generally expected to be reasonable, authorized, and imposed using required procedures (including notice and an opportunity to be heard). Excessive fines may be contested, particularly if they are not supported by the governing documents or do not follow applicable California requirements.

Disputes over Common Area Maintenance

Disagreements often arise regarding the maintenance of common areas. In many communities, the HOA is responsible for maintaining common areas, but the scope of maintenance obligations can depend on the governing documents. Maintenance issues can lead to disputes and, in some cases, legal proceedings.

Challenges in Rule Enforcement

Inconsistent or arbitrary enforcement of rules can undermine the HOA's credibility and lead to homeowner dissatisfaction. Clear, consistent, and fair enforcement can help support community expectations and reduce conflict.

Protective Legislation For Homeowners

Importance of the Fair Housing Act

The Fair Housing Act prohibits discrimination in housing-related activities based on race, color, national origin, religion, sex, familial status, or disability. HOAs must ensure their policies and practices comply with this federal law, along with related California fair housing laws.

Guidelines for Solar Panel Installations

Under California's Solar Rights Act and related statutes, HOAs may not unreasonably restrict homeowners from installing solar energy systems. Any restrictions generally must not significantly increase the cost or significantly decrease the efficiency of the system, and associations must follow statutory timelines and procedures.

Regulations on Political Signs and Property Use

California law limits an HOA’s ability to prohibit the display of certain noncommercial signs (which can include political signs) on an owner’s separate interest, subject to reasonable restrictions on time, place, manner, and size. HOAs generally may not impose a total ban on these types of displays.

Managing HOA Disputes

Exploring Alternative Dispute Resolution Methods

In California, the Davis-Stirling Common Interest Development Act generally requires an attempt at Alternative Dispute Resolution (ADR)—such as mediation—before filing certain civil actions (often called an “enforcement action”), subject to statutory exceptions. ADR can offer a less adversarial approach to resolving conflicts.
Mediation: A neutral third party facilitates discussions between the homeowner and the HOA to try to reach a mutually agreeable solution. This process is typically confidential and non-binding.
Arbitration: A neutral arbitrator hears evidence from both parties and issues a decision. Whether arbitration is binding and what procedures apply can depend on the agreement between the parties and the specific arbitration rules used.
Engaging in ADR may help preserve relationships within the community and can lead to more efficient resolution of disputes.

When to Seek Legal Counsel

While ADR can be helpful, there are situations where a homeowner may consider consulting with an attorney:
Persistent Violations: If the HOA repeatedly enforces rules in a way that appears inconsistent with the governing documents or applicable law.
Unreasonable Fines: Facing fines without proper notice or an opportunity to be heard.
Denial of Rights: If the HOA denies access to records, restricts participation in meetings, or appears to violate other homeowner rights.
An experienced attorney can help explain the dispute-resolution process and the legal standards that may apply to HOA disputes in California.

Steps for Asserting Homeowner Rights

Homeowners may consider taking proactive steps to help protect their rights:
Review Governing Documents: Understand the HOA's bylaws, covenants, conditions, and restrictions (CC&Rs).
Document Everything: Keep records of communications with the HOA, including emails, letters, and notices.
Attend Meetings: Participate in HOA meetings to stay informed and voice concerns.
Request Records: Use statutory procedures to request access to association records, such as certain financial statements and meeting minutes.
Engage in ADR: Before pursuing litigation, consider attempting to resolve disputes through mediation or other ADR.
These steps may help homeowners better understand the issues and work toward resolving them.

Balancing HOA Authority And Homeowner Rights

Importance of Transparency in HOA Operations

Transparency is important in maintaining trust between HOAs and homeowners. California law includes open meeting requirements, meeting-notice requirements, and rights to access certain records, subject to statutory procedures and exceptions. These measures are intended to promote informed decision-making and accountability.

Encouraging Homeowner Involvement

Active participation by homeowners strengthens the community and helps ensure that the HOA reflects the interests of its members. Homeowners can get involved by:
Joining Committees: Participate in committees focused on areas like landscaping, finance, or community events.
Running for Board Positions: Serve on the HOA board to have a direct impact on decision-making.
Attending Meetings: Regularly attend HOA meetings to stay informed and contribute to discussions.
Involvement can foster a sense of community and support HOA operations that align with homeowners' interests.

Building Collaborative Community Relationships

A harmonious community is built on mutual respect and open communication. Strategies to promote collaboration include:
Organizing Social Events: Host community gatherings to build relationships among residents.
Facilitating Open Forums: Provide platforms for homeowners to voice concerns and suggestions.
Implementing Feedback Mechanisms: Encourage feedback on HOA decisions and policies to ensure they reflect the community's needs.
By fostering a collaborative environment, HOAs can work to manage the community while respecting homeowners' rights.

Protect Your Property Rights Against HOA Overreach With LS Carlson Law

Working through the complexities of HOA disputes in California can involve understanding your rights and the dispute-resolution options available under the Davis-Stirling Act and other laws. Issues may include rule enforcement, fines, records requests, elections, or maintenance responsibilities.
LS Carlson Law represents clients in California HOA-related matters, including disputes involving governing documents and Davis-Stirling requirements.

General Information Only

This article is for general educational information and is not legal advice. Every HOA and set of governing documents is different, and outcomes can depend on the specific facts and applicable law. Homeowners who want advice about their situation may wish to consult a California attorney.

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