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Protecting Your Religious Rights in HOA Communities

By: Luke S. Carlson, Esq. December 1st, 2025

Key Takeaways

- Religious discrimination by HOAs, such as banning religious symbols or gatherings, is prohibited by law.
- Federal laws, including the Fair Housing Act and RLUIPA, provide strong protections for religious freedoms.
- Homeowners should document discriminatory actions and seek legal recourse if necessary.
- Legal precedents have affirmed homeowners' rights to display religious symbols and use their homes for religious practices.
- LS Carlson Law offers experienced legal representation for homeowners facing religious discrimination within HOA communities. 

Homeowners associations (HOAs) play a significant role in maintaining community standards, but at times, their rules and regulations can infringe upon the religious rights of homeowners. Whether it's prohibiting religious symbols on doors, restricting religious gatherings, or limiting holiday decorations, some HOA policies can unfairly target individuals' ability to practice their faith.

Fortunately, homeowners are protected by both federal and state laws, such as the Fair Housing Act (FHA) and the Religious Land Use and Institutionalized Persons Act (RLUIPA). In this guide, we'll explore the legal protections available to homeowners and provide practical steps to address religious discrimination within HOA communities. 

At LS Carlson Law, we are committed to supporting homeowners facing these issues, ensuring they can practice their faith freely while maintaining peaceful community relations.

Understanding Your Rights: Religious Protections under the FHA

The Fair Housing Act (FHA) is a federal law that prohibits housing discrimination based on religion. This includes any action by an HOA that restricts a homeowner’s right to practice their religion. The FHA is designed to ensure that religious practices, such as the display of religious symbols (mezuzahs, crosses, etc.), cannot be denied by an HOA unless there are legitimate, non-discriminatory reasons for doing so.

Religious Rights Protection in HOA Communities

- Religious Symbols: Under California law (SB 652), HOAs cannot prohibit the display of religious items on entry doors or doorframes. This includes symbols like crosses, mezuzahs, and menorahs, which are essential for individuals to express their religious identity.
- Religious Gatherings: HOAs must not interfere with the use of homes for religious purposes, such as prayer or worship, unless doing so would create a substantial burden on the community. The Religious Land Use and Institutionalized Persons Act (RLUIPA) further strengthens this protection, ensuring that homeowners can use their property for religious activities without facing undue restrictions.

Legal Precedent in Religious Discrimination Cases

Recent legal cases illustrate the strong protections in place for homeowners against religious discrimination. For example, in the Treo @ Kettner HOA case in 2019, the California Department of Fair Employment and Housing (DFEH) secured a settlement after an HOA attempted to prevent a homeowner from displaying a mezuzah on their doorframe. The HOA was forced to revise its policies and pay damages to the homeowner.

Similarly, in Texas, the court ruled in favor of a rabbi whose HOA attempted to stop him from using his home as a synagogue, affirming his right to religious exercise under RLUIPA.

How Can Homeowners Protect Their Religious Rights in HOA Communities?

If you find that your HOA is infringing upon your religious rights, there are several steps you can take to protect yourself:

1. Know Your Rights: Familiarize yourself with federal and state laws, such as the FHA and RLUIPA, which protect religious expression in housing communities. In many cases, local laws may also offer additional protections.
2. Document Discriminatory Actions: Keep detailed records of any instances where the HOA has restricted or attempted to restrict your religious practices, such as removing religious symbols or refusing your request to use your home for religious purposes.
3. Engage the HOA: If possible, communicate directly with the HOA board about the issue. Provide them with information about your legal rights and the relevant laws that protect your religious practices. Many disputes can be resolved amicably through dialogue.
4. File a Formal Complaint: If the issue persists, you can file a complaint with the U.S. Department of Housing and Urban Development (HUD) or your state's civil rights agency. The complaint should be filed within one year of the discriminatory act. If necessary, you can pursue a private lawsuit, which must be filed within two years.
5. Seek Legal Representation: If your efforts to resolve the issue with the HOA are unsuccessful, it's essential to seek legal assistance. An experienced attorney can help you navigate the process, from filing complaints to representing your interests in court.

At LS Carlson Law, we have extensive experience helping homeowners protect their religious rights. If you're facing discrimination, contact us to learn more about how we can support you in resolving the issue.

Common HOA Discriminatory Practices Against Religious Practices

HOAs may implement policies that, while seemingly neutral, disproportionately affect residents practicing a particular religion. Common discriminatory practices include:

- Prohibiting Religious Symbols: Banning or restricting the display of religious symbols, such as crosses, mezuzahs, or wreaths, is a common issue faced by homeowners. California law and other state laws prohibit such practices.
- Restricting Religious Gatherings: Some HOAs may attempt to restrict religious gatherings or events at homes, which is unlawful if it creates a burden on religious exercise.
- Discriminating Against Religious Holidays: Restricting decorations for religious holidays, such as Christmas or Hanukkah, is another form of religious discrimination. HOAs must accommodate reasonable displays of religious holiday decorations.

Key Legal Cases in Religious Discrimination

1. Treo @ Kettner HOA (2019): A homeowner in California was forced to remove a mezuzah from their doorframe. After filing a complaint, the homeowner received a $40,000 settlement, and the HOA amended its policies to allow religious symbols.
2. Texas Rabbi Case (2014): A Texas court ruled in favor of a rabbi who was seeking to use his home as a synagogue, upholding religious freedoms under RLUIPA.

Safeguarding Your Religious Rights in HOA Communities 

Religious discrimination within HOAs is not only unethical but also illegal. Homeowners must be aware of their rights under the Fair Housing Act and state laws that protect religious practices. If you're facing discrimination, taking timely action is crucial to securing your rights. At LS Carlson Law, we are dedicated to providing the support you need to protect your religious freedoms and ensure a fair living environment.

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